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		CDs & IRAs Vantage Credit Union offers a variety of competitive certificates of deposit (CDs) and individual retirement accounts (IRAs) to meet your individual investment needs. Your CD and IRA funds at Vantage Credit Union are always safe since deposits are federally insured up to $100,000 by the full faith and credit of the NCUA, a U.S. government agency. CD characteristics Lock in your investment at a fixed rate for a fixed period of time Interest compounded quarterly and paid to you monthly or quarterly (your option per CD type) Low minimum balance requirements of $250 to $2,000 (depends on CD type) Competitive rates Variety of terms, from six months to 5 years IRA characteristics Enjoy tax savings Interest compounded and credited per the account option selected $2,000 minimum balance requirement for CDs ($25 minimum on IRA Cash Account) Competitive rates Traditional and Roth IRAs available (CDs and Cash Accounts) Variety of terms, from 1 year to 5 years Current Rates: View our current rates on CDs and IRAs CD & IRA Questions and Answers For more information about Vantage Credit Union’s CDs and IRAs, or to get started opening an account, please call us at 314.298.0055 or 800.522.6009. Other CD & IRA Options Investment Services Group (ISG), a Vantage full-service investment brokerage, also offers other types of CDs and IRAs, which may provide higher yields for the more aggressive investor who is comfortable with higher-risk investment options. It’s important to note that these other types of CDs and IRAs offered through ISG are not federally insured since they are not deposits at Vantage Credit Union. For more information about these other types of CDs and IRAs, please call 314.264.5350 or 800.522.6009 and ask for the Investment Services Group. Top of Page
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