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Electronic Services
Vantage Credit Union offers members a variety of electronic and automated services that are designed to provide convenient and easy account access 24-hours a day.

ACH/Direct Deposit/Payroll Deduction
Experience the ultimate in convenience by using this free service for paycheck deposits and loan payments. Your funds are automatically deposited to the Vantage Credit Union account(s) you specify and are ready for withdrawal once credited. Check with your employer and verify which option is available so you can sign up today!
  • Make loan payments on time, automatically
  • Deposit your paycheck into different accounts, automatically
  • Eliminate visits to the credit union on payday
  • Sign up today—it’s free!
ACH/Direct Deposit/Payroll Deduction Questions & Answers

Automated Transfers
With our Automated Transfer service, you can make loan payments, Visa payments or transfer funds between your Vantage Credit Union accounts. You designate the amount and date* of the transfer. Benefits include:
  • ¼% APR loan rate reduction (auto, boat & RV loans)
  • 2% APR loan rate reduction (Visa Classic, Gold and Secure)
  • Payments are always sent in on time
  • Build a savings nest egg for any need
  • Sign up today—it’s free!
* For Visa payments, the transfer date is determined according to account due dates.

Automated Transfer Questions & Answers

Vantage Online Internet Banking
Vantage Online is our free Internet banking service. Once you sign up, just enter your account number and PIN to manage your accounts* online 24 hours a day. With this service, you can:
  • Transfer funds within your credit union accounts (i.e. checking to savings, checking to loans)
  • View and print your account balances and up to six months of histories
  • View images of your cleared checks
  • Download your account histories and balances into Quicken and Money
  • Make a withdrawal (check-by-mail request)
  • All transactions are detailed on your monthly statement
* Subject to Federal Regulation D guidelines. Vantage Credit Union Online does not access all credit union account types.

I want to sign up for Vantage Online
Vantage Online Questions & Answers

EZ Pay bill payer service
EZ Pay works in conjunction with Vantage Credit Union Online, and allows you to pay your bills for free from any computer with Internet access.
  • It's free!
  • Unlimited bill paying
  • Set up fixed, recurring payments (mortgage, rent, etc.)
  • Make variable payments on demand (you decide whom to pay and when)
  • Guaranteed payment delivery time
  • Add/update/delete payees
  • Each bill you pay is deducted from your Vantage Credit Union checking account and detailed on your monthly statement

I want to sign up for EZ Pay
EZ Pay Questions & Answers

Express Transfer service
Express Transfer is a free service that enables you to make loan payments and deposits to your Vantage Credit Union account electronically by accessing your checking account at another financial institution.
  • Designed for members who want the convenience of ACH/Direct Deposit/Payroll Deduction, but don’t have it because their employer doesn’t offer ACH/Direct Deposit/Payroll Deduction service with Vantage Credit Union.
  • Saves you time by making loan payments or deposits to your Vantage Credit Union account(s) automatically
  • Sign up today—it’s free!
I want to sign up for Express Transfer
Express Transfer Questions and Answers

Touch Tone Teller bank-by-phone service
Obtain your Vantage Credit Union account information and make transactions within your accounts from a touch-tone telephone 24 hours a day. It’s easy and it’s free!
  • Check account balances
  • Make loan payments
  • Verify check clearings
  • Transfer funds within your accounts (i.e. checking to savings, checking to loans)
I want to sign up for Touch Tone Teller
If you have any questions about any of our electronic services, please call the credit union at 314.298.0055 or 800.522.6009.

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This  credit union is
federally insured by
the National  Credit
Union Administration
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