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This type of “personal protection loan” for your Vantage Credit Union checking account acts as a “safety net” to keep you from bouncing checks and incurring fees should you overdraw your checking account.
If necessary, funds are automatically transferred from the line-of-credit to cover your clearing checks. There is no fee for the service, but an applicable interest rate applies. You must apply, and be approved, for the overdraft protection line-of-credit, in order for it to become effective.
If you have any questions about our Overdraft Protection Line-of-Credit, or to start the loan application process, call 314.298.0055 or 800.522.6009. Or, apply online. Also, please read our disclosure.
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