Welcome to our Blogs

In case you missed the post on the main page of VCU.COM:

The last several years have been especially tough for many. Earnings were down, if there were earnings at all. Many lost their jobs, or took pay cuts. Times have just been hard.

Well, we at Vantage understand that even the most sound financial situations can change without much warning, and we think people deserve a second chance, a fresh start. So in response, Vantage now offers a new checking account called Fresh Start Checking specifically for those who have fallen on hard times and possibly developed some problems that have made it difficult to obtain a traditional checking account anywhere.

Although I may not be Young & Free, I recently enrolled in the Not Your Mama's Account online banking system. This online system was built from the ground up to work specifically with the Not Your Mama's Account.

What is Foursquare (not the kids game)?  Why is it growing so fast?  Here is a short video I put together explaining the basics of how it works.  For more details on how the game works and common questions, check out the Foursqaure FAQ. 

Last Wednesday was our Show Us Your Stuff Meet-Up for all Young & Free St. Louis spokester hopefuls. 32 of St.

We really enjoyed creating the Mother's Day video last month. So, we decided to do the same for our Dads. Once again, we visited with several of our dads, here at Vantage Credit Union, and asked them; "What do you love about being a father?" 

Happy Father's Day from the Vantage family, and a big thank you to all the dads out there.

The Great Interchange Debate

Credit unions and community banks all across America are warning the public about an amendment (called “the Durbin amendment”) to the Financial Reform Bill currently being pushed through Congress. This amendment would shift the burden of paying what are called “interchange fees,” the payments that support the administrative and anti-fraud expenses, from the retail merchants who accept a debit card to the financial institutions that issues them.

When the first Young & Free program launched in Alberta Canada (via Servus CU) a few years back, I remember thinking, “We must do that!” Many here at Vantage thought the same thing. Today, we are thrilled to be launching Young & Free St. Louis, featuring Not Your Mama’s Account.

Government legislation is now making its way across Capitol Hill that could drive small financial institutions (like Vantage) out of the debit card business.

The Durbin Amendment, included in the Financial Reform Bill, was created by Illinois Senator Dick Durbin and recently passed the U.S. Senate.

What do you love about being a mom? We visited with several of our moms here at Vantage Credit Union and asked them that very question. Here are some of their responses ...

Happy Mother's Day from the Vantage family, and a big thank you to moms everywhere for all you do!
 

What if:
You’re at the grocery store checkout with a grocery cart-full and the groceries add up to a little more than the $185 in your checking account. Would you want your Vantage debit card transaction to clear?