Checking

Federal Insurance Increases

UPDATE: The $250,000 Share Insurance Protection increase is now permanent!

The Helping Families Save Their Homes Act of 2009, signed into law May 20, 2009, included a provision extending $250,000 share insurance coverage provided by the National Credit Union Share Insurance Fund through December 31, 2013. Now, with the Dodd-Frank Wall Street Reform and Consumer Protection Act signed into law July 21, 2010, this level of coverage has become permanent. The level of coverage was increased from $100,000 in 2008.

Does that mean any funds you have at Vantage are insured to only $250,000? Not necessarily. Contact us for more information on how you may qualify for additional coverage through NCUA.

Our Mobile App is Now Available!

Pay a bill while waiting in the drive-thru. Transfer money while in a long-winded meeting (very discreetly, of course). Make a deposit while relaxing in the park. Some of this was possible via smartphone browser before, but now it’s much easier with our mobile banking app, MyMobile! 

We’re very excited to be offering our members yet another convenience, starting with the app for iPhone and following closely with the app for Android and iPad. 

With MyMobile, you’re able to manage your Vantage accounts anywhere via your mobile device. All you have to do is download the app on your device from the App Store (search for Vantage CU). Then simply use the same credentials you use when logging into MyVantage online banking, follow a few validation prompts, and you’re ready to go!

Who Wants to Save Some Money?

It all started in 2008 with a relationship between General Motors executives and the Michigan Credit Union. Today, Invest in America has saved money for millions of credit union members all across the country, including a new milestone of savings on 500,000 U.S. vehicles.

Invest in America now offers significant discount opportunities through partnerships with a number of U.S. companies and organizations. Here are just a few of those companies and the discounts they bring to credit union members:

MyMobile FAQs

Q:  How do I log into my Vantage account using MyMobile?

Impulse--Bye!

It’s easy to promise that we won’t spend excess money as we’re sequestered away in our living rooms, relaxing in our easy chairs. But when we’re standing within arm’s reach of the best-looking jacket we’ve ever seen, well, that easy chair promise seems so very far away. That jacket has jumped into our psyches and hit directly on the hard-to-ignore impulse button.

Hey, there’s nothing wrong with rewarding yourself once in awhile with an off-the-chart purchase. After all, you keep your nose to the grindstone; a little reward can be in order. The problem steps in when that reward becomes more of a standard practice, happening on a regular basis. Your budget could suffer, which in turn means you could suffer down the road.

The object here is to put some real clamps on impulse buying. But how? The peeps at Freeintenyears.com have some tips.

Bank On MOre: The Credit Unions of Missouri

Bank On MOre is a campaign developed by the Missouri Credit Union Association (MCUA) to raise awareness about credit unions in Missouri and our distinct differences from banks. You will see this campaign all around the area.

So you know the benefits of being a member of a credit union, but your friends and family don’t. Here’s a quick list of what credit unions offer that banks don’t, from the Bank On MOre campaign:

The Gift of Choice!

Aunt Jeanne already has enough cowhide-themed knick-knacks in her kitchen, and your brother doesn’t really need another tool. What to get them this time around? How about the gift of choice? Give them a pre-paid Visa gift card from Vantage, and they can choose whatever they want from just about anywhere they want it.

Our College Resource Center Has Answers!

Higher education can be a real challenge with both an abrupt lifestyle change and some serious education. Unfortunately, that education could include a course in personal finance via The School of Hard Knocks. College is already expensive and doesn’t need additional financial pitfalls. According to College Board, an average college student at a public university will pay nearly $18,000 for tuition, fees, room and board for the 2012-2013 school year. That’s some real-world finance right there.

Many students aren’t ready for the financial grind of living on their own. There are mistakes that are easy to make. That’s where Vantage Credit Union’s College Resource Center can help. You’ll find all kinds of advice on all kinds of topics. One includes the seven worst money mistakes made by students. Let’s take a look.

Acting On Community Needs

East St. Louis. Florissant. Sunset Hills. Warrenton. Vantage has a presence throughout the St. Louis Metro area. We’ve been entrenched in the community for over 55 years now, and we consider ourselves lucky to be in a position to give back, whether through donations or services. Here are just a few things we’re proud of:

Your Ca$h Rewards Are Waiting!

What? You’re not earning cash rewards through MyE-Rewards? It’s free money with no sign-up or coupons to print. Now’s the time to start taking advantage! In January 2013, the average reward amount per account was $3.25. Top merchants used during January to receive cash back included:

  • Redbox
  • Starbucks
  • FedEx
  • Charter
  • Chevy’s
  • Burger King
  • Auto Zone
  • Church’s Fried Chicken
  • Sports Authority

Movies. Eating. Deliveries. Vehicle maintenance. Chances are pretty good you’ve made use of at least a handful of these services in the last few months. You could be earning cash back just by making the purchases with your Vantage check card.

Let’s do a quick review on what you’re missing.

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