Welcome New Spirit Members & Help Information

Welcome to our new members from Spirit of St. Louis Credit Union. Now that the merger is complete, we know there will be questions about some of our services, and some accounts will need some tweaking.

The Holiday Gadget Blitz Is On

The Halloween displays can't be tossed aside fast enough as the Christmas and other holiday displays go up. Daylight savings is over and the smell of wood smoke is in the air.  I enjoy this time of year, mainly due to the increased time spent with family and friends. The other reason is the release of new Gadgets and Geek stuff leading up to the holidays.

What’s Your Money Personality?

Have you ever wondered why you use money in a particular way? For example, maybe you’re the type of person who overanalyzes every purchase even though you have plenty in savings. Or maybe you can’t seem to say no to your teenager’s request for a new computer when you’re losing sleep over the amount of your credit card debt. Many people find themselves stuck in an illogical pattern with money, but why?

It’s what’s known as your money personality, or a powerful set of ideas formed early in a person’s life that govern spending, giving and investment decisions.

Ready to Ride the Google Wave

I'm going to go out on a limb and say today may be the day that social media was changed forever.

Internet Explorer 8 Issues (IE8)

It has come to our attention there are some incompatibilities with Internet Explorer 8 (IE8) and the bill payer section of our website.

Big Opportunity for IRA Conversions Coming in 2010

The Tax Increase Prevention and Reconciliation Act of 2005 (TIPRA) will take effect January 1, 2010, and with it comes changes that could affect how you deal with any IRAs you may have.

As you likely know, there are two types of Individual Retirement Accounts (IRAs), Traditional and Roth. Here’s a short breakdown of each:

When Should You Begin Taking Social Security Benefits?

The oldest Baby Boomer on record, Kathleen Casey-Kirschling, turned 62 at the stroke of midnight on January 1, 2008, and promptly applied for Social Security. Nearly 80 million people will follow her lead over the next 20 years. But while you can file for Social Security at age 62, does that mean you should?

The timetable for receiving full Social Security benefits has changed to accommodate changing times and funding. When you were born dictates when you’re able to receive full benefits.

Helping the Elderly with Personal Finance

The last time you were at your parents’ home, you discovered unpaid bills. They had forgotten to pay their gas bill for the past two months. You called the gas company and explained the situation, and then wrote out a check for the amount due, so everything turned out all right. But what if you hadn’t noticed the unpaid bills, and it was the middle of winter? Your parents’ heating could have been shut off.

Blogs, Diggs, Tweets, Boos, Yams... HUH?!?!

If you know what all the terms above mean, chances are you’re a bit of a computer geek like me. If you have no idea what any of them mean, don't worry. You’re not alone. All of the terms in the title are related to social media websites or services. What exactly is social media?

New Job? Options for Retirement Savings

Ahhhhh. Every once in a while you catch yourself drifting off into thoughts of retirement. No alarm clocks, a secluded beach and nothing but time. Then your phone rings and it’s back to work. Not that you don’t enjoy your career; it’s helping you save for the day on that secluded beach. And your retirement saving is going pretty well. So is your career. You just accepted a position at a new company that’s a good step up the corporate ladder. Now, after participating in your old employer’s retirement savings plan for a number of years, you have to make a decision regarding what happens to your retirement savings as you move on to a new job. You have several options:

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