Loans

Buy vs. Lease

Should you lease or buy your car? Use this calculator to find out! We calculate your monthly payments and your total net cost. By comparing these amounts, you can determine which is the better value for you.

Dealer Financing vs. Credit Union Financing

Use this calculator to help you compare financing between your credit union and low interest dealer financing. A dealer rebate, usually not available when you choose low interest dealer financing, combined credit union financing, can produce a lower initial loan balance, and in many cases, a lower monthly payment.

Auto Rebate vs. Low-Interest Financing

Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate. A rebate will reduce your auto loan balance, while low interest financing lowers your monthly payment. The best option depends on the price of the vehicle, the size of the rebate and the interest rates available for financing.

Auto Loan Early Payoff

How much interest can you save by increasing your auto loan payment? This financial calculator helps you find out. View the report to see a complete amortization payment schedule, and how much you can save on your auto loan!

Credit Card and Debt Management Calculators

How much do you owe?
Loan Payment Find out how much loan you can afford based on your monthly payment, or find out

Mortgage Calculators

Adjustable Rate Mortgage Calculator
Home Equity vs.

Auto Buying FAQs

Q:  When is the best time to buy a new vehicle?

Vantage Direct Dealer Network

Most of the dealers in the Vantage Credit Union Direct network have their inventories listed online. Shop from the comfort of your computer, and when you're ready, finance your new or used vehicle with Vantage right at the dealer.

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