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Federal Insurance Increases

UPDATE: $250,000 Share Insurance Protection Extended to 2013

The Helping Families Save Their Homes Act of 2009, signed into law May 20, 2009, includes a provision extending $250,000 share insurance coverage provided by the National Credit Union Share Insurance Fund through December 31, 2013. Previously, this level of coverage (up from $100,000) was set to expire December 31, 2009. The new law also requires NCUA to use the higher $250,000 standard maximum share insurance amount when making decisions about premiums and administering insurance deposit adjustments.

Does that mean any funds you have at Vantage are insured to only $250,000? Not necessarily. Contact us for more information on how you may qualify for additional coverage through NCUA.

The Holiday Gadget Blitz Is On

The Halloween displays can't be tossed aside fast enough as the Christmas and other holiday displays go up. Daylight savings is over and the smell of wood smoke is in the air.  I enjoy this time of year, mainly due to the increased time spent with family and friends. The other reason is the release of new Gadgets and Geek stuff leading up to the holidays.

What’s Your Money Personality?

Have you ever wondered why you use money in a particular way? For example, maybe you’re the type of person who overanalyzes every purchase even though you have plenty in savings. Or maybe you can’t seem to say no to your teenager’s request for a new computer when you’re losing sleep over the amount of your credit card debt. Many people find themselves stuck in an illogical pattern with money, but why?

It’s what’s known as your money personality, or a powerful set of ideas formed early in a person’s life that govern spending, giving and investment decisions.

Building Credit When You Have None

Bright red. Awesome stereo. Plenty of room for all your BFFs. That used car on the lot is one hot ride, and the price is right. You’re a young adult with a pretty solid job, and it fits your budget, so finances shouldn’t be a problem. If only someone would extend you credit.

The truth is, you’re young, a relative newbie in the world of finance, and unfortunately it shows. You have no credit history. No matter how responsible you are, if there’s no financial record of it, getting credit could be difficult.

Ready to Ride the Google Wave

I'm going to go out on a limb and say today may be the day that social media was changed forever.

TweetMyMoney Thoughts

Yesterday was an exciting day for us here at Vantage Credit Union. You might have noticed we launched our new tweetMyMoney service (which you can use via computer or cell phone) to obtain certain types of information about your Vantage account.

The Opening Act

Today, we just rolled out Part I of our mobile banking strategy. It's called tweetMyMoney and we're very excited. We believe your credit union is one of the first financial institutions in the country to implement such a service.

MyVantage Goes Mobile With a First-of-its-Kind Solution!

Since the launch of our new MyVantage online account management system in April, many members have asked for a mobile banking solution. We're now very excited to introduce the first-of-its-kind banking solution via Twitter.

Introducing tweetMyMoney, available exclusively to Vantage members!

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VantageCU Twitter Feed

  • Think saving doesn't pay? Vantage will award $25,000 today to one lucky member who participated in our "Have Enough" savings promotion! 2 days 6 hours ago
  • Join us for a free seminar–Filling In the Gap Between What You Have & What You'll Need–Nov. 17 in Maryland Heights. http://ow.ly/CNhh 4 days 5 hours ago
  • Housing recovery being propelled by affordability, bringing entry-level buyers back into the market. http://bit.ly/3ST6Lu 1 week 51 min ago
  • RT @explorestlouis: St. Louis International Film Festival has begun! Check out http://bit.ly/Fy6Np for more information. 1 week 6 hours ago
  • Google as your friendly phone company? http://ow.ly/BKON Not surprised to see this. 1 week 23 hours ago

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