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Federal Insurance Increases

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UPDATE: $250,000 Share Insurance Protection Extended to 2013

The Helping Families Save Their Homes Act of 2009, signed into law May 20, 2009, includes a provision extending $250,000 share insurance coverage provided by the National Credit Union Share Insurance Fund through December 31, 2013. Previously, this level of coverage (up from $100,000) was set to expire December 31, 2009. The new law also requires NCUA to use the higher $250,000 standard maximum share insurance amount when making decisions about premiums and administering insurance deposit adjustments.

Does that mean any funds you have at Vantage are insured to only $250,000? Not necessarily. Contact us for more information on how you may qualify for additional coverage through NCUA.

Is your Credit Card working FOR or AGAINST you?

Submitted by Matt on Wed, 01/20/2010 - 11:44am
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     Curious how your credit card stacks up to others?  Check out this website: www.creditcardconnection.org created by Ondine Irving, a long-time credit union advocate.

It Just Makes Cents

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“A penny saved is a penny earned.”
Ben Franklin

That Ben Franklin, he was as good with the financial advice as he was with all the Founding Father business. No wonder his face wound up on our $100 bill. And yes, as Ben said, every penny you save may as well be a penny earned. But you have to save it to earn it!

Yes, saving money should always be an important part of your financial life. We’ve already touched on saving in a more generic sense when we talked about choices for a healthy financial New Year. Well, let’s explore a few more specific ways to save. This time we’ll look at ways to save money on things you do or use every day. There’s nothing tricky or difficult about any of these options. The only thing you’ll need is a good dose of “stick-to-it-ness.” Let’s get started...

2010 - The Year Paper Dies?

Submitted by Matt on Mon, 01/04/2010 - 3:55pm
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Could we look back at 2010 and say this was the year  paper officially died?  Let's look at a couple of interesting statistics:

New Channels for VCU

Submitted by Matt on Thu, 12/17/2009 - 4:13pm
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You may have noticed a minor change to our website. On the lefthand side of our main webpage, there are 3 new graphic links. The new links go to external social or new media websites (Facebook, Twitter and YouTube). Vantage Credit Union has started to provide content through these newer channels and we plan to continue using these more in the future.

Welcome New Spirit Members & Help Information

Submitted by Matt on Tue, 12/01/2009 - 11:44am
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Welcome to our new members from Spirit of St. Louis Credit Union. Now that the merger is complete, we know there will be questions about some of our services, and some accounts will need some tweaking.

The Holiday Gadget Blitz Is On

Submitted by Matt on Wed, 11/04/2009 - 5:18pm
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The Halloween displays can't be tossed aside fast enough as the Christmas and other holiday displays go up. Daylight savings is over and the smell of wood smoke is in the air.  I enjoy this time of year, mainly due to the increased time spent with family and friends. The other reason is the release of new Gadgets and Geek stuff leading up to the holidays.

Building Credit When You Have None

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Bright red. Awesome stereo. Plenty of room for all your BFFs. That used car on the lot is one hot ride, and the price is right. You’re a young adult with a pretty solid job, and it fits your budget, so finances shouldn’t be a problem. If only someone would extend you credit.

The truth is, you’re young, a relative newbie in the world of finance, and unfortunately it shows. You have no credit history. No matter how responsible you are, if there’s no financial record of it, getting credit could be difficult.

Ready to Ride the Google Wave

Submitted by Matt on Wed, 09/30/2009 - 9:15pm
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I'm going to go out on a limb and say today may be the day that social media was changed forever.

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VantageCU Twitter Feed

  • Vantage members can now get special discounts from Sprint Nextel. Good for new AND existing customers. Check it out! http://ow.ly/1ice3 — 6 hours 34 min ago
  • New vcu.com post: What To Do With That Tax Refund - So your electronic fairy godmother (or if you still prefer snai... http://ow.ly/16Ksil — 4 days 4 hours ago
  • @sunshine1056 We are working on a mobile friendly version of the website. Stay tuned. — 4 days 6 hours ago
  • @knittaprince Great. Mary Kelly should be able to help you tomorrow or you can ask for Marty. She's also great to work with. Thanks. — 1 week 1 day ago
  • @knittaprince Glad to hear it. I'll be sure to let the manager there know to expect you. Thanks and welcome aboard! — 1 week 1 day ago
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