Have Enough Official Contest Rules

The Have Enough savings promotion begins April 1, 2009, and ends October 31, 2009.

Entries may be made via the following methods:
(1)  By opening a Special Savings account with Vantage Credit Union with a minimum of $25.00 per month automatic deposit.

(2)  Those Members who already have a Special Savings account with Vantage Credit Union, by increasing the existing automatic monthly deposit by a minimum of $10.00.
    The entry for the above methods is made in the name of the qualified member/owner of the Special Savings Account receiving the automatic monthly deposit.

(3)   Mail-in request. No purchase to enter and win the Have Enough contest sponsored by Vantage Credit Union. To enter without opening a Special Savings account with automatic deposit or increasing existing automatic deposit in a Special Savings account, you may request an entry form by writing to Vantage Marketing, P.O. Box 4433, Bridgeton, Missouri 63044 and returning the completed entry form to the same address. One entry per person. Chance of winning depends on number of entries received. All completed entry forms must be received by Vantage Marketing no later than October 31, 2009, to be eligible for prize drawing. Vantage Credit Union assumes no responsibility for lost, mutilated, misdirected, illegible, or postage-due mail entries or any entry received after October 31, 2009. No photocopies or mechanically reproduced entries accepted. 

Grand Prize:
Prize of $25,000 in cash will be awarded in a drawing to take place on or before November 20, 2009, to one entrant. Grand Prize winner will be selected from among all entrants in the Have Enough savings promotion. The winner will be notified via telephone, e-mail, in person, or standard USPS mail. The Grand Prize is non-transferrable. All applicable federal, state and local taxes and any expenses associated with the Grand Prize are the sole responsibility of the winner. Entry constitutes permission to use winner’s name and likeness for publicity purposes without additional compensation, winner agrees to have his/her name and/or pictures used in future credit union literature without compensation, and winner agrees to sign such winner’s affidavits and other forms as may be reasonably requested. Contest may be modified or eliminated at the discretion of Vantage Credit Union.

Grand Prize Eligibility:
One entry per person. Limited time offer. Must be 18 years old or over to enter and win. Must have account in positive standing with Vantage Credit Union and whose Special Savings with qualifying auto transfer is still active at the time of drawing. Void where prohibited. Vantage Board and Supervisory Committee members, staff and their immediate families are not eligible to win. The term “immediate family” includes spouses, siblings, parents, children, grandparents, and grandchildren, whether as “in-laws” or by current marriage, adoption, or co-habitation, and any other persons residing at the same household whether or not related.

Instant Winner Prize Giveaways:
During the promotion period, Vantage Credit Union will distribute Instant Winner scratch-off cards at branch locations, community events and by other means. Winning cards will be good for redemption of grocery store gift cards in $10, $25 and $50 denominations. Instant winners must present their winning scratch-off card at any Vantage branch location to redeem their grocery store gift card during the promotion period. Vantage Board and Supervisory Committee members, staff and their immediate families are not eligible to win.

Decisions:
By entering into the Have Enough savings promotion, entrants agree to abide by and be bound by these Official Contest Rules, and to accept the decisions of the credit union as final. Entrants also agree to hold Vantage Credit Union and its officers, directors, employees, members and representatives harmless from any liability arising from participation, or the acceptance of a prize. Vantage Credit Union reserves the right to disqualify entrants who fail to follow these Official Contest Rules or who make any misrepresentations relative to the Grand Prize drawing and redemption.