Low Mortgage Rates, Plus a Chance at $2,500!

How low are mortgage rates? Think historic…along the lines of the fall of the Roman Empire or the signing of the Declaration of Independence historic. Really, as in never lower! Mortgage rates have dipped below 4% at times and remain near history-making lows. Check out the numbers below for proof.

30-year fixed APR and their highs during the given years:

1982 18+ %
1985 14+%
1990 10+ %
1995 9+%
2000 8+%
2005 6+%
2012 - 4%

Not too long ago, we approached 20% on mortgage rates. Today we hover around 4%. That’s why now’s the time to contact Mortgage Solutions, LLC*, and get started on your loan if you’re in the market for a new home or would like to lower your current rate. We’ll ensure the process is quick and smooth with qualified mortgage professionals ready to answer all your questions and keep you informed.

What type of loan do you need? Take you pick of loan terms from 10 to 30 years. We have the loan type that works best for you. Choose from:

• FHA
• Fixed
• Jumbo fixed
• Balloon
• Adjustable-rate
• Conventional/government

Choose Mortgage Solutions and have a chance to win a $2,500 Visa gift card!**

That’s right! Apply with Mortgage Solutions by May 31 and close by June 30, 2012, for your chance to win a $2,500 Visa gift card! Be sure to enter this code in the Notes section at the end of our online application to be entered: MORT4-2012

Click here for today’s rates, Resource center with FAQs, calculators for estimating payments and more, and to apply.* You can also call 314.264.5325 to get started today.

<sub>* You're about to access a site and services provided by Mortgage Solutions, LLC, a wholly owned subsidiary of Vantage Credit Union. Privacy and security practices may differ between those of Vantage and Mortgage Solutions, LLC. Regulations require Vantage to provide you this notice when leaving the Vantage Credit Union website.

** Apply for your mortgage with Mortgage Solutions, LLC, by May 31 and close on your mortgage by June 30, 2012, for your chance to win a $2,500 Visa gift card. Chance of winning depends on number of entries received. No purchase necessary to enter and/or win prize drawing. Void where prohibited. Vantage Board and Supervisory Committee members, staff and their families are not eligible to win. The term “immediate family” includes spouses, siblings, parents, children, grandparents, and grandchildren, whether as “in-laws” or by current marriage, adoption, or co-habitation, and any other persons residing at the same household whether or not related. If you are 18 years of age, you may also request an entry form by writing to Vantage Marketing, P.O. Box 4433, Bridgeton, MO 63044. Entries for each drawing must be received by the Marketing Department no later than June 30, 2012, to be eligible for prize drawings. Winners will be notified by phone no later than July 13, 2012. All taxes are the responsibility of the winner. Winner agrees to have his/her name and/or picture used in future credit union literature without compensation.</sub>