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In case you missed the post on the main page of VCU.COM:

The last several years have been especially tough for many. Earnings were down, if there were earnings at all. Many lost their jobs, or took pay cuts. Times have just been hard.

Well, we at Vantage understand that even the most sound financial situations can change without much warning, and we think people deserve a second chance, a fresh start. So in response, Vantage now offers a new checking account called Fresh Start Checking specifically for those who have fallen on hard times and possibly developed some problems that have made it difficult to obtain a traditional checking account anywhere.