ATM and Visa Check Cards

Vantage ATM Card
Enjoy the convenience of a free Vantage ATM Card to instantly access money in your Vantage checking or Regular Savings account.

Use it at ATMs
Cash in on the card’s convenience at any Vantage ATM, free of charge, to make withdrawals, deposits, transfers or balance inquiries. Vantage is also part of the CO-OP Network of surcharge-free ATMs. Our partnership with CO-OP provides you with nearly 300 NO-FEE ATMs throughout the St. Louis Metro Area and thousands across the country.

You can also get cash at other ATMs worldwide bearing a CO-OP Network, STAR*, Maestro*, American Express*, PLUS*, Cirrus*, Discover*, Visa*, or MasterCard* logo.

Use it for POS transactions
You can also use your Vantage ATM Card for point-of-sale (POS) transactions at select merchants. Just present your card to the cashier and enter your PIN. Your purchase amount is immediately deducted from your Vantage checking account. It’s that easy! Please note: sometimes select merchants such as gas stations don't post the full POS purchase amount immediately, which may cause your account not to immediately reflect your correct or available balance when viewed online, via ATM or Touch Tone Teller.

• Order a Vantage ATM Card
  
• Change your ATM Card PIN
  
• Vantage ATM locator
  
• CO-OP Network ATM locator
  
• ATM FAQs
  

Vantage Visa Check Card
What’s more secure than carrying cash and more convenient than writing a check, providing identification and waiting for approval? A free Vantage Visa Check Card!

Use it like a check
Make your purchases with just a swipe of your card and the cost of your purchases is deducted right from your Vantage checking account! You can use your Vantage Check Card anywhere Visa cards are accepted.

Sign and save!
When a merchant asks you, “debit or credit,” choose “credit” and sign the receipt (just like a credit card transaction) to avoid a POS transaction fee.** Your purchase amount is deducted from your Vantage checking account. So if you don’t need cash back, signing for your purchase is the fastest and easiest way to pay for your purchase. Plus, it saves the credit union money.

Use it like an ATM Card
Need cash? Use your Visa Check Card just as you would an ATM card, using your PIN instead of signing your receipt to complete your transaction. You can also get cash, make deposits, transfers or balance inquiries at any Vantage or CO-OP ATM bearing the logos mentioned above.

Easy transaction tracking
Each transaction you make with your Vantage Visa Check Card is immediately deducted from your Vantage checking account or Regular Savings account, and is itemized on your monthly statement. You can also view your transactions as often as you like by accessing your accounts online. Just remember, your available balance as viewed online, via ATM and Touch Tone Teller may not immediately reflect your correct balance because select merchants don't post the full purchase amount immediately.

• Sign up for a Visa Check Card
  
• Change your Check Card PIN
  
• Visa Check Card FAQs
  
• Enroll for Verified by Visa
  

HAVE A LONG NAME? Please note:
To comply with changes in Visa’s card branding standards, if your name as you’d like it to appear on the card is over 21 characters (including spaces and commas), we will need to issue your card with your first and middle initials rather than using your full first name.

Example: Elizabeth MacGhillesaeth would now appear as E. M. MacGhillesaeth

_{* A nominal fee is charged by Vantage Credit Union for each withdrawal or balance inquiry for using ATMs in these networks. In addition, since these ATMs are not owned by Vantage Credit Union, the ATM owner will likely charge you an ATM surcharge.
** A $0.25 PIN-based POS Fee is charged for all PIN-based transactions, excluding ATM transactions.}