CD Rates

All CD rates disclosed as an Annual Percentage Yield (APY).
All CD rates effective Tuesday, May 7, 2013.
All members must maintain a General Share of $5.00 in every separate account number they own.
A penalty is imposed for early withdrawal of CD funds. Fees can reduce the earnings on a CD. Please ask a Vantage Credit Union representative about the requirements, fees and transaction limitations on CD options.

SmartSaver CD ($250 minimum)
25-month                                                                                 0.40%
Starter CD ($500 minimum)
13-month                                                                                  0.25%
Regular CDs ($2,000 minimum)

6-month                                                                                    0.20%
12-month                                                                                  0.35%
18-month                                                                                  0.45%
24-month                                                                                  0.55%
36-month Step-Up                                                                      0.75%
48-month                                                                                  1.00%
60-month                                                                                  1.20%

Jumbo CDs ($50,000 minimum)
6-month                                                                                    0.25%
12-month                                                                                  0.40%
18-month                                                                                  0.50%
24-month                                                                                  0.70%
36-month Step-Up                                                                      0.75%
48-month                                                                                  1.25%
60-month                                                                                  1.45%
Traditional IRA CDs ($2,000 minimum)
12-month                                                                                  0.35%
18-month                                                                                  0.45%
24-month                                                                                  0.55%
36-month Step-Up                                                                      0.75%
48-month                                                                                  1.00%
60-month                                                                                  1.20%
Traditional IRA CD ($500 minimum)
13-month                                                                                  0.25%
Jumbo Traditional IRA CDs ($50,000 minimum)
12-month                                                                                  0.40%
18-month                                                                                  0.50%
24-month                                                                                  0.70%
36-month Step-Up                                                                      0.75%
48-month                                                                                  1.25%
60-month                                                                                  1.45%
Roth IRA CDs ($2,000 minimum)

12-month                                                                                  0.35%
18-month                                                                                  0.45%
24-month                                                                                  0.55%
36-month Step-Up                                                                      0.75%
48-month                                                                                  1.00%
60-month                                                                                  1.20%

Roth IRA CD ($500 minimum)
13-month                                                                                  0.25%
Jumbo Roth IRA CDs ($50,000 minimum)
12-month                                                                                  0.40%
18-month                                                                                  0.50%
24-month                                                                                  0.70%
36-month Step-Up                                                                     0.75%
48-month                                                                                  1.25%
60-month                                                                                  1.45%

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