Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
Definitions
Current balance
Current outstanding balance on your credit card.
Pay off goal (in months)
Your goal for paying off this credit card. This is the number of months by which you would like to have completely paid off this credit card balance.
Current monthly payment
The amount you are currently paying per month on this credit card. Please enter the amount you actually pay, not the minimum payment. This amount is used to calculate how long it will take you to pay off your balance.
Planned additional monthly charges
Total new charges you expect to put on this credit card per month.
Interest rate (APR)
The annual percentage interest rate being charged for this credit card.
Annual fee
Your annual fee for this credit card, if any.
Major purchase
If you expect a major purchase beyond your normal charges, enter the amount to be spent here.
Months from now
Number of months before your major purchase will occur.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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@sunshine1056 We are working on a mobile friendly version of the website. Stay tuned.
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@knittaprince Great. Mary Kelly should be able to help you tomorrow or you can ask for Marty. She's also great to work with. Thanks.
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5 days 12 hours ago
@knittaprince Glad to hear it. I'll be sure to let the manager there know to expect you. Thanks and welcome aboard!
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@knittaprince True, you never know who has their ears on... Didn't mean to startle you.
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Curious how your credit card stacks up to others? Check out this website: www.creditcardconnection.org created by Ondine Irving, a long-time credit union advocate.