Home Budget

Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that. By entering your income and monthly expenditures, you can see how much you have left to save and where your money is being spent. In addition, you can click the "View Report" button to compare your budget breakdown to our targets, which can help identify areas for improvement.

This Financial Calculator requires SUN's Java™ Plug-in. If you see this message you will need to download SUN's Java™ Plug-in. This can be done automatically by clicking the yellow bar at the top of your browser and choosing “Install ActiveX Control”.

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For more information about this Plug-in please visit: SUN's Java™ Plug-in
For more information these financial calculators please visit: Financial Calculators from KJE Computer Solutions, LLC

Definitions

Your income: Your total gross income from your paycheck.
Other income: Any other income that you receive including bonuses, alimony, child support or income from a business.
Federal tax withholding: Total amount withheld for federal taxes. Enter this amount from your pay stub.
State tax withholding: Total amount withheld for state taxes. Enter this amount from your pay stub.
Local tax withholding: Total amount withheld for local taxes. Enter this amount from your pay stub.
Other taxes and withholdings: Total amount withheld for any other taxes or miscellaneous item. Enter this amount from your pay stub.
FICA: Total withheld for FICA (Federal Insurance Contributions Act) is based on the gross income on your paycheck.
Medicare: Total withheld for Medicare based on the gross income on your paycheck.
Insurance and benefits: Total amount withheld for insurance and benefits by your employer. Enter this amount from you pay stub.
Company retirement savings plan: Total amount withheld from your paycheck that is deposited into a company retirement savings plan such as a 401(k) or 403(b).

VantageCU Twitter Feed

Think saving doesn't pay? Vantage will award $25,000 today to one lucky member who participated in our "Have Enough" savings promotion! — 2 days 9 hours ago
Join us for a free seminar–Filling In the Gap Between What You Have & What You'll Need–Nov. 17 in Maryland Heights. http://ow.ly/CNhh — 4 days 7 hours ago
Housing recovery being propelled by affordability, bringing entry-level buyers back into the market. http://bit.ly/3ST6Lu — 1 week 3 hours ago
RT @explorestlouis: St. Louis International Film Festival has begun! Check out http://bit.ly/Fy6Np for more information. — 1 week 8 hours ago
Google as your friendly phone company? http://ow.ly/BKON Not surprised to see this. — 1 week 1 day ago