Privacy Notice

Vantage Credit Union believes your privacy is our top priority. This is our pledge to you and we want you to understand what information we collect and how we use it.

Important Notice about Member Information
Vantage Credit Union values the trust and confidence you have placed in us as your financial institution. We will demonstrate and maintain an unwavering commitment to protect each member's privacy. This notice describes the privacy policy and practices followed by Vantage Credit Union and each of the affiliated companies of Vantage Credit Union; these companies include, but are not limited to, Credit Union Insurance Agency, LLC, which provides insurance services; and Mortgage Solutions, LLC, which provides mortgage loan originations and servicing. This notice describes how we protect the privacy of your personal information. Vantage Credit Union maintains strong security controls to ensure that the nonpublic personal information in our files and computers is protected. We restrict members' privacy by restricting access to personal and account information to those employees who need to know the information to provide products or services or may be responsible to maintain information security practices. We also maintain physical, electronic, and procedural safeguards that comply with federal standards to guard all members' non-public personal information. Non-public personal information is information about you not known publicly that we obtain in connection with providing a financial product or service to you. For example, this includes your account balance and history, loan information and credit history.

Sources of Information Vantage Credit Union Collects
In order to offer services suited to your needs, we may collect non-public personal information about you from several sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates or others; and
• Information we receive from a consumer-reporting agency.

We may disclose all of the information that we collect, as described above.

Member Information We Share with Others
We may disclose nonpublic personal information about you that we collect as described above to the following types of third parties:

• Financial service providers, such as securities broker-dealers and insurance agents to administer products and services we provide or as permitted by law.
   
• Companies that perform marketing or other services on our behalf, or to other financial institutions with whom we have joint marketing agreements.

• Companies requesting verification of the existence and conditions of accounts. We follow standard banking industry practices and applicable laws, and we limit the information we provide to what is necessary to accurately represent your relationship with us. We do not disclose any nonpublic personal information about our members to anyone except as permitted by law.
  

We do not disclose any nonpublic personal information about our former members to anyone, except as permitted by law. Vantage Credit Union does not disclose or sell member information to telemarketing companies.

Vantage Credit Union may enter into other strategic alliances with financial service companies in the future to improve our ability to offer competitive products and services to our members. Any future alliance that includes sharing personal information will follow the privacy practices described in this notice.