Apply for a Loan
Find the loan you need through Vantage
What are you wanting to achieve? Vantage is here to help you! We offer a variety of loans to meet the borrowing needs of our members. We recommend you apply for pre-approval for your vehicle or home loan before you shop so you know how much you can afford. We’re here to help you achieve your financial goals!
Which loan option is right for you? By clicking Apply today, you’ll be able to preview rates and estimate payments based on how much you’d like to borrow, your assumed credit score and term you prefer before submitting your application.
Already have a loan in progress?
Vehicle Loan
Is now the time to purchase a new vehicle, or refinance one you already own? Vantage can handle your car loan with competitive rates, no penalty for early payoff and more.
Apply today
Credit Card
Are you ready to harness your spending power with the simplicity and convenience of a credit card with competitive rates? Vantage has an option to fit your needs—some with rewarding benefits.
Apply today
Recreational Vehicle
Is adventure calling your name? You could turn your dreams of owning an RV, motorcycle or boat into a reality with financing through Vantage.
Apply today
Mortgage
Are you looking for a pain-free homebuying experience? Whether you’re purchasing or refinancing, Vantage can simplify the process for you.
Apply today
Home Equity
Could the equity you have in your home be the key to unlocking financial flexibility? Vantage offers different loan options whether you’re looking to cover home improvements, cover large expenses or consolidate debt.
Apply today
Personal Loan
Do you have a financial need that isn’t covered by a traditional loan? Vantage offers a loan alternative that doesn’t require collateral.
Apply today
Skip-a-Payment
Our Skip-a-Payment program allows you to skip your Vantage loan payment for any reason. Select the month^ that is most beneficial for you and provide extra relief for your budget.
In order to skip your Vantage loan payment, you must have a qualifying^^ loan type that’s been established for at least 180 days, have a balance of $600 or more and be current on your payments. All borrowers must sign an authorization to skip the payment and a non-refundable $25 processing fee must be paid when the authorization is processed. Your skip request can be completed in-person if all borrowers are present—even on the day your payment is due. If requesting through digital banking, please allow a minimum of 5 business days before your due date for processing.
Since this is a program offered by the credit union, it will not have any negative effects on your credit. However, it does extend the loan’s term plus applicable interest. Payments set up through digital banking and GAP coverage could also be affected.
Make your request in digital banking today!
Shop Your Insurance
Are you looking to buy or refinance a vehicle or purchase? Are you purchasing or refinancing your home? It’s the perfect time to compare insurance prices. CUIA can review your auto insurance, homeowners insurance and more at no-cost.
*Not available for mortgage applications at this time.
^Each loan and the corresponding monthly payment may be skipped once within a 12-month period. All borrowers on the loan must sign the authorization to skip the loan payment.
^^Home equity loans; home equity, personal and overdraft lines-of-credit; credit cards; and loans with a balance less than $600 do not qualify for the Skip-a-Payment program.
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