Vantage Point

Refinance Your Vehicle Loan and Get Cash!

You may think to yourself, is refinancing an existing vehicle loan worth the effort? I have a decent interest rate. Should I really shop around with different lenders? With Vantage Credit Union, the answer is yes!

All current indications from the Federal Reserve are pointing to a rise in interest rates in the near future. Act now before interest rates go up. With a refinanced loan from Vantage, you could benefit from a lowered interest rate, cash back and no payments for up to 90 days.

Lower or matched rates
At Vantage, we offer competitive rates and personal service. If you compare our rates to banks, you’ll quickly realize the credit union difference. When you refinance a non-Vantage vehicle, boat or RV loan with Vantage, you may find that we can get you a lower rate than you have elsewhere. If we don’t have a better rate, we’ll match your current rate to as low as 2.65%.* We’ll even pay your title fee!

Our What’s My Payment? calculator can help you estimate and compare payments and other things you’ll want to consider to make an educated choice regarding your loans.

Cash back
How does $100 or more cash back sound? Vantage offers a refinance rebate. Refinance a non-Vantage vehicle, boat or RV loan of $10,000-$20,000 and get $100 cash back. When you refinance anything over $20,000, you’ll get even more cash back.

Deferred first payment
With a refinanced loan from Vantage, you’ll have the option of deferring your first payment for 90 days. That’s right, you could refinance your loan and not owe a penny for 90 days. Want to start paying on your loan right away? Not a problem. We’ll discuss your options and let you make the choice.

Enjoy the benefits. Refinance your vehicle loan with Vantage today!

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* For qualified borrowers. Rate will be matched for the remaining loan balance and term with an LTV of 115% or less. Minimum loan amount must be $2,500.