Vantage Point

What Is Your Home Worth to You?

Your house is more than just the place you live. It’s also a powerful financial tool! Unlocking the equity you have in your home could be the financial solution you’re looking for!

Your home’s equity as a financial tool
What can you do with the equity you have in your home? You could use a home equity line-of-credit (HELOC) as a financial tool. A HELOC is a loan set up as a line of credit for a maximum draw amount, rather than a fixed draw amount. You can use what you need!

Improve your home and add to its value. Consolidate debt. Pay for tuition. Buy a new vehicle. Or, simply create a safety-net for unexpected expenses. With a HELOC, you can draw on it any time you need to during your draw period.

HELOC benefits
What are the unique benefits of a HELOC?

  • Potential tax deductible interest payments *
  • Competitive variable interest rate tied to Prime **
  • Draw period of up to 10 years
  • No annual fee
  • No closing costs

How do I get started?
If you’re considering using your home’s equity, the first step is to find out how much equity you have in your home. Vantage Credit Union can help you determine the value of your home and whether or not an official appraisal is needed.

Put the equity you have in your home to work for you!

Get Started With My Loan

* Consult your tax advisor for details.
** APR may vary. Maximum rate is 24.90%. Calculate your payment.
For a limited time, Vantage will cover the cost of a home appraisal, if required.
Vantage Credit Union Home Equity Lines-of-Credit are valid on Missouri and Illinois property only.