Vehicle Loans
Auto Loans
Whether you’re buying a vehicle or refinancing one you already own to save money—we can help with every aspect of the experience.
Let Vantage handle your car loan with:
- Competitive rates
- Low monthly payments
- No penalty for early payoff
- Simple interest, calculated only on the outstanding principal
Apply for pre-approval to secure financing before you shop.
New and Used Auto Loan Rates as low as 6.74% APR*
Effective: April 1, 2024
Up to 110% MSRP or JD Power Retail Value
View loan rate sheet>>
RV Financing
Unlock the freedom to chase your wanderlust for adventure and relaxation. An RV can provide limitless destination opportunities—financing through Vantage could help you head out faster!
Camper and RV financing with:
- Competitive rates
- Extended terms available
- No penalty for early payoff
- Simple interest, calculated only on the outstanding principal
Apply for pre-approval and get closer to the open road.
New and Used RV Loan Rates as low as 8.99% APR*
Effective: April 1, 2024
Up to 110% MSRP or JD Power Retail Value
View loan rate sheet>>
Motorcycle Financing
Evoke the spirit that riding your motorcycle on the open road brings, knowing you made the right choice for your loan.
Ride easy with:
- Competitive rates
- Flexible terms
- No penalty for early payoff
- Simple interest, calculated only on the outstanding principal
Apply for pre-approval to buy when you find your bike.
New and Used Motorcycle Loan Rates as low as 7.99% APR*
Effective: April 1, 2024
Up to 110% MSRP or JD Power Retail Value
View loan rate sheet>>
Boat Financing
Make waves whether you're headed out to tube, sail or hit the honey hole with a boat loan from Vantage. We can also finance your trailer.
Look forward to smooth sailing with:
- Competitive rates
- Flexible terms
- No penalty for early payoff
- Simple interest, calculated only on the outstanding principal
New and Used Boat Loan Rates as low as 8.99% APR*
Effective: April 1, 2024
Up to 110% MSRP or JD Power Retail Value
View loan rate sheet>>
Powersports Financing
Off-road or on the water, you’ll be ready for action when you finance through Vantage. Loans available for your jet ski, UTV, ATV, or trailer.
Enjoy the ride with:
- Competitive rates
- Flexible terms
- No penalty for early payoff
- Simple interest, calculated only on the outstanding principal
Apply for pre-approval or refinance your ‘pay where you buy’ loan with us.
New and Used Recreation Loan Rates as low as 7.99% APR*
Effective: April 1, 2024
Up to 110% MSRP or JD Power Retail Value
View loan rate sheet>>
Additional Vehicle And Loan Protections
Protect Your Investment
Guaranteed Asset Protection (GAP) helps to keep you protected when your insurance doesn’t cover your full loan balance in a vehicle loss.
Protect Your Finances
What happens to your loan payments or balance in the event of job loss, disability or death? Minimize the impact of the unexpected.
Protect Your Wallet
Are you covered from major repair expenses? What if you have an emergency on the road or need a rental? Get no-deductible coverage.
Skip-a-Payment
Our Skip-a-Payment program allows you to skip your Vantage loan payment for any reason. Select the month^ that is most beneficial for you and provide extra relief for your budget.
In order to skip your Vantage loan payment, you must have a qualifying^^ loan type that’s been established for at least 180 days, have a balance of $600 or more and be current on your payments. All borrowers must sign an authorization to skip the payment and a non-refundable $25 processing fee must be paid when the authorization is processed. Your skip request can be completed in-person if all borrowers are present—even on the day your payment is due. If requesting through digital banking, please allow a minimum of 5 business days before your due date for processing.
Since this is a program offered by the credit union, it will not have any negative effects on your credit. However, it does extend the loan’s term plus applicable interest. Payments set up through digital banking and GAP coverage could also be affected.
Log in to your account to take advantage of skip-a-payment today!
Shop Your Insurance
When you’re looking to buy or refinance a vehicle, that’s the perfect time to compare insurance prices. CUIA can review your auto insurance and more at no-cost.
Calculators
Calculate a Vehicle Payment
Low Rate or Cash Back?
Compare Two Vehicle Loans
Purchase or Lease a Vehicle
*APR=Annual Percentage Rate. Best rate quoted. Rates subject to change. Your rate may vary based on your credit profile, loan-to-value, vehicle model year, and payment election.
†Restrictions apply. Cash back offer valid for loans over $10,000 held at other institutions. Loans over $20,000 eligible for additional cash back.
^Each loan and the corresponding monthly payment may be skipped once within a 12-month period. All borrowers on the loan must sign the authorization to skip the loan payment.
^^Home equity loans; home equity, personal and overdraft lines-of credit; credit cards; and loans with a balance less than $600 do not qualify for the Skip-a-Payment program.
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