CDs

A CD is a good option when you have a bigger sum of money you’d like to get a better return on than keeping it in a savings or even a money market account, especially if you don’t need to have immediate access to the funds.

With a CD, you’ll:

• Enjoy competitive rates, with interest compounded quarterly or paid to you monthly (your option per CD type)
• Lock in a fixed rate for a fixed period of time
• Step-Up variable-rate CD option is also available
• Select from a variety of terms, from 6 months to 5 years (IRA CDs from 12 months to 5 years)

Vantage Credit Union offers a variety of CD options—one is certain to fit your needs:

• SmartSaver CD ($250 minimum, 25-month term, grow your balance with ongoing deposits)
• Starter CD ($500 minimum, 13-month term)
• Regular CDs ($2,000 minimum, various terms)
• Jumbo CDs ($50,000 minimum, various terms)
• Traditional IRA CDs with $500 and $2,000 minimums
• Jumbo Traditional IRA CDs ($50,000 minimum, various terms)
• Roth IRA CDs with $500 and $2,000 minimums
• Jumbo Roth IRA CDs ($50,000 minimum, various terms)

Open My Account

All your deposits at Vantage Credit Union are federally insured up to $250,000 by the National Credit Union Administration (NCUA).

Additional CD options

CDs are NCUA-insured and offer a fixed rate of return if held to maturity. More of a risk taker? Contact our Vantage Investment Services Group ^* for additional options (these aren’t insured by any federal agency as they’re investment vehicles).

* Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA / SIPC. Insurance products offered through LPL Financial or its licensed affiliates.

_{Vantage Credit Union and Vantage Investment Services Group are not registered broker/dealers nor affiliated with LPL Financial.}

_{The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of Missouri and Illinois.}