A CD is a good option when you have a bigger sum of money you’d like to get a better return on than keeping it in a savings or even a money market account, especially if you don’t need to have immediate access to the funds.

With a CD, you’ll:

  • Enjoy competitive rates, with interest compounded quarterly or paid to you monthly (your option per CD type)
  • Lock in a fixed rate for a fixed period of time
  • Step-Up variable-rate CD option is also available
  • Select from a variety of terms, from 6 months to 5 years (IRA CDs from 12 months to 5 years)

Vantage Credit Union offers a variety of CD options—one is certain to fit your needs:

  • SmartSaver CD ($250 minimum, 25-month term, grow your balance with ongoing deposits)
  • Starter CD ($500 minimum, 13-month term)
  • Regular CDs ($2,000 minimum, various terms)
  • Jumbo CDs ($50,000 minimum, various terms)
  • Traditional IRA CDs with $500 and $2,000 minimums
  • Jumbo Traditional IRA CDs ($50,000 minimum, various terms)
  • Roth IRA CDs with $500 and $2,000 minimums
  • Jumbo Roth IRA CDs ($50,000 minimum, various terms)

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All your deposits at Vantage Credit Union are federally insured up to $250,000 by the National Credit Union Administration (NCUA).

Additional CD options

CDs are NCUA-insured and offer a fixed rate of return if held to maturity. More of a risk taker? Contact our Vantage Investment Services Group * for additional options (these aren’t insured by any federal agency as they’re investment vehicles).

* Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA / SIPC. Insurance products offered through LPL Financial or its licensed affiliates.

Vantage Credit Union and Vantage Investment Services Group are not registered broker/dealers nor affiliated with LPL Financial.

Not NCUA Insured No Credit Union Guarantee May Lose Value

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of Missouri and Illinois.