Build Your Future by Saving Today

It’s nice to dream about your financial goals, but it’s more rewarding to work toward them.

Make meaningful progress toward funding a car, college education, home or vacation. Get serious about savings!

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What Are You Saving For?

The best way to make your savings journey a success? Focus on what you want to achieve. Use the end result as motivation and know that any spending you sacrifice could be worth it.

Once you have the desire to save, you should come up with a plan. A general rule is to dedicate 20% of your income to savings. Depending on your goals and how soon you want to reach them, you may choose to save even more.

Consider refinancing your auto loan for a lower rate.

By moving your loan to Vantage^™, you could get $100 or more^* in the process! This can free up cash to accelerate your savings plan.

Put Money Aside for Bumps in the Road

As someone living in the real world, you use your funds to cover several expenses that aren’t as exciting as a car or vacation. Some of those include groceries and utilities, while things like repairs and medical bills can take you by surprise.

These unaccounted-for expenses are probably the most important reason to regularly save money. Build up emergency savings to ensure that your future aspirations aren’t knocked too far off-track.

Find the Right Place for Your Savings

You have plenty of options for what to do with the funds you save. Here are some to consider:

Savings Accounts: Separate your savings from your day-to-day funds while earning minimal interest.
CDs: Wait for a set period, often several months, while your money earns interest. There’s a penalty for early withdrawals, so there’s a likelihood to be more disciplined with this option.
Money Market Accounts: You could earn higher interest than a regular savings account while keeping larger balances accessible.
Investing: With a larger appetite for risk, you may consider diversifying via the stock market.

You can always use a mix of these financial tools depending on your situation.

A Friend on Your Financial Journey

Reaching your savings goals could be a little easier with help from someone you trust. Have a one-on-one discussion with a Vantage Credit Union financial coach. We can work with you to make the most of your dollar.

We’re here to support you every step of the way, both in person and digitally. With the Vantage™ mobile app, you can seamlessly create savings goals and monitor your progress anytime, anywhere. Imagine having the ability to check your progress during your lunch break, or adding a new goal while on the go. We make it easy to stay on track.

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*$10,000 minimum loan. Valid only for a refinance of a non-Vantage personal use vehicle loan. Offer does not apply to refinancing an existing Vantage Credit Union vehicle loan. Restrictions apply. View rates for financing information.