Credit Union Checking

Checking accounts for St. Louis, by St. Louis.

Get a credit union checking account that delivers everything you need, with smart features, powerful protection and hometown convenience.

Bank on the go
Deposit Insurance*
Free ATMs

Open a Checking Account

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*Federally insured for $250,000 by NCUA. Plus, additional coverage of $750,000 provided by Excess Share Insurance Corporation, a licensed insurance company.

Vantage Checking

Simple banking for essential needs.

Open an Account

Best Value

Vantage Rewards Checking

Extra perks for everyday life.

Open an Account

Vantage Rewards+ Checking

Interest earnings for steady savers.

Open an Account

Monthly Fee

Free
with e-statements

Only $6
for $400+ in benefits^

Fee waived
with $1,500+ balance^✝

Interest

None

0.25% APY^‡

Perks

Digital Banking
No Minimum Balance
No Debit Card Transaction Minimums

Digital Banking
No Minimum Balance
No Debit Card Transaction Minimums
ID Theft Aid
Cell Phone Protection
Roadside Assistance

Enhanced Purchase Rewards
Digital Banking
No Minimum Balance
No Debit Card Transaction Minimums
ID Theft Aid
Cell Phone Protection
Roadside Assistance
Medical Discounts
Travel Coverage
Buyers Protection

Vantage Checking

Simple banking for essential needs.

Monthly Fee Free
with e-statements

Interest None

Perks

Digital Banking
No Minimum Balance
No Debit Card Transaction Minimums

Open an Account

Best Value

Vantage Rewards Checking

Extra perks for everyday life.

Monthly Fee Only $6
for $400+ in benefits^

Interest None

Perks

Digital Banking
No Minimum Balance
No Debit Card Transaction Minimums
ID Theft Aid
Cell Phone Protection
Roadside Assistance

Open an Account

Vantage Rewards+ Checking

Interest earnings for steady savers.

Monthly Fee Fee waived
with $1,500+ balance^✝

Interest 0.25% APY^‡

Perks

Enhanced Purchase Rewards
Digital Banking
No Minimum Balance
No Debit Card Transaction Minimums
ID Theft Aid
Cell Phone Protection
Roadside Assistance
Medical Discounts
Travel Coverage
Buyers Protection

Open an Account

View Details

^{^} Subject to the terms and conditions detailed in the Guide to Benefits. Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.
^† Keep a $1,500 balance and we'll waive the $8 monthly fee.
^‡ APY=Annual Percentage Yield. Interest paid on balances up to $5,000. Rate may change after account opening. Fees could reduce earnings. Please refer to the Vantage Rewards+ Checking account disclosure for complete details.

Checking for educators.

Banking that rewards your dedication.

As a credit union founded by teachers, we created Legacy Checking to support our educational community with exclusive benefits and personalized service.

No monthly fees or minimum balance requirements
Access to 0% down mortgage options with Mortgage Solutions, LLC
Up to 1.25% APY on balances up to $5,000

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“I believe my entire life has been financed by Vantage.”

Chrissy Sachs Member since 1989

“Starting with Vantage at such a young age was helpful because they were able to really set me up to be financially literate as an adult.”

Jessica Caldwell Member since 2008

"Because of the financial literacy that I have learned through Vantage and all their programs they offer, my credit score has increased 300 points."

Carrie Knight Member since 2012

"We were actually able to refinance our house at a very competitive rate with personalized service."

Chris Woodson Member since 2007

"Vantage has really helped me to prepare for my future as well. My husband and I are talking about maybe in retirement purchasing a lake house."

Tammy MacLean Member since 1993

Get your personalized checking match!

Complete this quick form and our team will be in touch to help you find the right account for your needs!

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We have answers

FAQs

How can I request a Vantage debit card?

You can request a debit card for your Vantage checking account in digital banking, or call us at 314.298.0055 or 800.522.6009 during business hours.

Can I use ATMs owned by banks or other credit unions?

Yes. You can use thousands of ATMs worldwide. Just remember that sometimes there are charges associated with using ATMs belonging to other financial institutions. When using an ATM outside of the CO-OP network, you’ll incur a fee from Vantage, as well as any fee assessed by the ATM owner.

Find more financial insights with help from Vantage.

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Make your life easier and more rewarding!

With Vantage, you could experience better banking AND a rewarding checking account.

A woman holding a coffee looking at her phone

Are you ready for a more rewarding checking experience?

Checking accounts are an essential part of your day-to-day spending. And they’ve come a long way from the days when the features were limited to paper checks and ATM cards.

Vantage Credit Union Voted Best in St. Louis by YOU

St. Louis Magazine's annual awards are special because they’re decided by voters throughout St. Louis, and we are incredibly honored to be recognized by you!

Celebrating 65 Years of Member Successes

Vantage is 65 years young! That’s right, Vantage was founded by educators in 1957.

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Credit Union Checking

Checking accounts for St. Louis, by St. Louis.

Choose the checking account that's right for you.

Vantage Checking

Vantage Rewards Checking

Vantage Rewards+ Checking

Banking that rewards your dedication.

Get your personalized checking match!

FAQs

Find more financial insights with help from Vantage.

Make your life easier and more rewarding!

Are you ready for a more rewarding checking experience?

Vantage Credit Union Voted Best in St. Louis by YOU

Celebrating 65 Years of Member Successes