Rates

^{^}APR=Annual Percentage Rate. Best rates quoted. Automobiles up to 110% MSRP or JD Power retail value. Rates, terms, and maximum loan-to-value (LTV) subject to credit qualifications, vehicle age, as well as other factors. 

^{^}APR=Annual Percentage Rate. Best rates quoted. Motorcycle and Power Sports up to 90% MSRP or JD Power retail value. Rates, terms, and maximum loan-to-value (LTV) subject to credit qualifications, vehicle age, as well as other factors. 

^*APR=Annual Percentage Rate. Best rates quoted. Rates subject to change. Rates, terms, and maximum loan-to-value (LTV) subject to credit qualifications. Certificate of Deposit and Share Secured loans available. Contact us for details.

^{^}APY=Annual Percentage Yield. Fees could reduce earnings. Rates may change at any time after account opening. $1,000 minimum deposit is required to open the account. Best rate listed. Please refer to the Premier Money Market account disclosure for complete details.

^{^}APY=Annual Percentage Yield. Rates may change after account opening. Fees could reduce earnings. All members must maintain a membership share of $5 in every separate account number they own. Best rate listed. Please refer to the specific deposit account disclosure for complete details.

Mortgage Solutions, LLC, is a wholly owned subsidiary of Members Resource LLC, a Credit Union Service Organization, a wholly owned subsidiary of Vantage Credit Union. Mortgage Solutions, LLC—NMLS #277481. Mortgage Solutions, LLC dba Mortgage Solutions CU, LLC. Equal Housing Lender

^APR=Annual Percentage Rate. The rates shown above are the current rates for the purchase of a single-family primary residence based on a 45-day lock period, 780 credit score, and 25% down payment. Interest rate and program terms are subject to change without notice. This is not a credit decision or commitment to a loan.

If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment.

Points: These can be bought to lower your interest rate. Each point costs a % of the loan amount.

†30-year Fixed: Loan amount $300,000, 30 years with a rate of 5.5% and a 5.75% APR based on a 45-day lock period and a scenario based on borrower putting down 25% and has a credit score of 780 or higher where discount points may apply. The monthly payment will be $1,703.37.

*ARM loans are variable rate loans; interest rates and payments may increase after consummation. For example – 7/1ARM with a term of 30 years for $300,000 Initial Interest Rate of 5.750%, and an APR of 6.12%, your monthly payments for years 1 – 15 would be $1,750.72 and for years 16-30 monthly payments could be a minimum of $1,610.46 to a maximum of $2,800.44 (based on the current Index Plus Margin). Monthly payments do not include taxes and insurance and the actual payment obligation will be greater. Payments are based on a 45-day lock period with a scenario assuming borrower has excellent credit of 740 or higher with 25% down. Subject to credit approval.