A loan for any need

Some expenses can’t be covered by traditional loans. If you haven’t built up equity in your home or you don’t want to put your vehicle on the line, a personal loan could be the solution. Depending on your situation, you might call it a wedding loan, surgery loan, emergency loan, new pet loan, adoption loan…you get the idea.

What’s a personal loan?

A personal loan is an alternative to loans that require collateral, allowing you to borrow what you need at a fixed rate with fixed monthly payments. Funds are provided as a single lump sum and repaid over time. If you know how much you need, a personal loan can be a great option to help you cover the expense.

Personal Loan Rate as low as

10.00% APR*

Effective: February 5, 2024

Benefits of a personal loan:

  • No collateral
  • Fixed interest rate
  • Fixed payments

Apply for my personal loan

Access to funds any season, for any reason

With a personal line-of-credit, you can use the revolving limit as you need it—as a safety net for unexpected expenses, small home or vehicle repairs, or even paying off other high-interest debt. You can also link this line-of-credit to your checking account as a form of overdraft protection when you’re running low on funds.

How does a personal line-of-credit work?

As an open-ended loan, your personal line-of-credit is available whenever you need it. You don’t have to put up any collateral, and payments adjust depending on how much you borrow. As you repay the balance, you can use it again and again.

Personal Line-of-Credit Rate as low as

10.66% APR*

Effective: October 31, 2022

Benefits of a personal loan:

  • No collateral
  • Fixed interest rate
  • Flexible usage

Apply for my personal line-of-credit

Use your savings as collateral

Rather than cashing out your certificate of deposit early or draining your savings account when a need arises, consider a secured loan. This low-rate loan preserves your hard-earned savings. And your CD or savings balance, though on hold, will continue to earn interest while you pay back the balance you borrow.

Credit building made easy

Keep on track with your savings goals and build your credit with little risk. Whether you’re just starting out or working to rebuild your creditworthiness, a loan secured by your savings provides a great alternative to higher rate unsecured loans like credit cards and personal loans.

CD Secured Rate

CD Rate + 2%

Share Secured Rate

Share Rate + 2%

Benefits of a secured loan:

  • Savings/CD balance is the collateral
  • Deposits continue to grow
  • Low-rate alternative to unsecured loans

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Quick access to funds through a personal loan could provide for many of your needs.

Handle Emergencies

Handle Emergencies

Life happens. When you’re facing an unexpected expense, a personal loan can help you get the funds you need quickly.

Make a Move

Make a Move

Getting settled in your new place may require funds to help cover things like movers, cleaners or new furniture.

Fund a Vacation

Fund a Vacation

If you have big trip coming up and your savings aren’t quite enough to cover the full cost, a personal loan can help bridge the gap.

Cover Repairs

Cover Repairs

Whether it’s your vehicle or home, there may be times you don’t want to use your credit card or get a home equity to make things right.

Consolidate Debt

Consolidate Debt

A personal loan can help you combine higher interest loans and credit cards into a single payment at a competitive rate.

Pay the Bill(s)

Pay the Bill(s)

Whether it’s college books, a photographer or venue, you can cover big ticket items and unexpected costs with a personal loan.

Homeowners: Consider using your home's equity rather than a personal loan.

Ready to apply for your personal loan?


*APR=Annual Percentage Rate. Best rate quoted. Rates subject to change. Your rate may vary based on your credit profile.