Personal Loans
Access to funds any season, for any reason
With a personal line-of-credit, you can use the revolving limit as you need it—as a safety net for unexpected expenses, small home or vehicle repairs, or even paying off other high-interest debt. You can also link this line-of-credit to your checking
account as a form of overdraft protection when you’re running low on funds.
How does a personal line-of-credit work?
As an open-ended loan, your personal line-of-credit is available whenever you need it. You don’t have to put up any collateral, and payments adjust depending on how much you borrow. As you repay the balance, you can use it again and again.
Personal Line-of-Credit Rate as low as
10.66% APR*
Effective: October 31, 2022
Benefits of a personal loan:
- No collateral
- Fixed interest rate
- Flexible usage
Apply for my personal line-of-credit
Use your savings as collateral
Rather than cashing out your certificate of deposit early or draining your savings account when a need arises, consider a secured loan. This low-rate loan preserves your hard-earned savings. And your CD or savings balance, though on hold, will continue to earn interest while you pay back the balance you borrow.
Credit building made easy
Keep on track with your savings goals and build your credit with little risk. Whether you’re just starting out or working to rebuild your creditworthiness, a loan secured by your savings provides a great alternative to higher rate unsecured loans like credit cards and personal loans.
CD Secured Rate
CD Rate + 2%
Share Secured Rate
Share Rate + 2%
Benefits of a secured loan:
- Savings/CD balance is the collateral
- Deposits continue to grow
- Low-rate alternative to unsecured loans
Boat Financing
Make waves whether your headed out to tube, sail or hit the honey hole with a boat loan from Vantage. We can also finance your trailer.
Look forward to smooth sailing with:
- Competitive rates
- Flexible terms
- No penalty for early payoff
- Simply interest, calculated only on the outstanding principal
New and Used Boat Loan Rates as low as X.XX% APR*
Up to 115% MSRP or JD Power Retail Value
View loan rate sheet.
Powersports Financing
Off-road or on the water, your’ll be ready for action when you finance through Vantage. Loans available for your jet ski, UTV, ATV, or trailer.
Enjoy the ride with:
- Competitive rates
- Flexible terms
- No penalty for early payoff
- Simply interest, calculated only on the outstanding principal
Apply for pre-approval or refinance your ‘pay where you buy’ loan with us.
New and Used Recreation Loan Rates as low as X.XX% APR*
Up to 115% MSRP or JD Power Retail Value
View loan rate sheet.
Quick access to funds through a personal loan could provide for many of your needs.
Handle Emergencies
Life happens. When you’re facing an unexpected expense, a personal loan can help you get the funds you need quickly.
Make a Move
Getting settled in your new place may require funds to help cover things like movers, cleaners or new furniture.
Fund a Vacation
If you have big trip coming up and your savings aren’t quite enough to cover the full cost, a personal loan can help bridge the gap.
Cover Repairs
Whether it’s your vehicle or home, there may be times you don’t want to use your credit card or get a home equity to make things right.
Consolidate Debt
A personal loan can help you combine higher interest loans and credit cards into a single payment at a competitive rate.
Pay the Bill(s)
Whether it’s college books, a photographer or venue, you can cover big ticket items and unexpected costs with a personal loan.
Calculators
Save for a Rainy Day
Debt Consolidation
Use a Lump Sum to Pay Down Debt
Calculate a Loan Payment
*APR=Annual Percentage Rate. Best rate quoted. Rates subject to change. Your rate may vary based on your credit profile.
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