You’re simply irreplaceable

Life insurance can protect your family’s future, ensuring security in a difficult time. CUIA offers term, whole, universal, final expense, and juvenile life insurance options. Let our team help you evaluate which policy might be right for you.

Reasons to consider life insurance:
  • Cover funeral expenses
  • Pay bills and meet ongoing living expenses
  • Pay off outstanding debt, including credit cards and mortgage
  • Continue a family business
  • Support future needs (i.e. education expenses)
  • Protect a spouse's retirement plan

Whether you recently married, bought a home or are expecting your family to grow, it’s never too early to consider adding life insurance as part of a sound financial plan.

Find options in seconds with our quote and apply tool >>>

Complete this simple questionnaire to instantly receive quotes from over 30 carriers. Sign electronically and securely attain a policy with or without a medical exam.


Accidents happen, keep your family covered

Did you know that you get $1,000* Accidental Death and Dismemberment (AD&D) insurance coverage just by being a member? That’s right—Vantage will pay for it! In only a few minutes, you can activate and enhance this important coverage that could be there for your loved ones should anything happen to you due to an accident that reduces your mobility, inhibits your ability to provide, or causes your untimely passing.

Ensure your family has money for rent, mortgage, utilities, tuition, loan repayment, or anything else they may need. All members and their spouses ages 18 and older are eligible for up to $300,000* in coverage. You’re already pre-authorized. No doctor visits. No health questions. No lab tests.

Take a look at our AD&D insurance coverage and cost:

  • No medical exam required
  • You can’t be turned down for up to $300,000* in coverage
  • Benefits paid directly to you or your beneficiary
  • Cash benefit is paid in one lump sum

Start my AD&D coverage

Vantage wants you to get cash while you get better

You’ll receive Cash Benefits paid directly to you for a covered accident or all sickness—even a pre-existing condition—paid for each day you’re in the hospital with this members-only Recuperative Care plan.

That means you can get:
  • Up to $300^ a day per covered hospitalization due to all sickness—up to $2,100 a week1
  • Up to $300^ a day per covered hospitalization due to any covered accident—up to $2,100 a week1

Guaranteed Acceptance. 

No Medical Exams. 

No Health Questions.

Now that’s a better way to get well!

Call CUIA to learn more:


Terms, conditions, and exclusions apply. Any lump-sum cash benefits are paid in addition to any other insurance you may have. You’ll be notified by mail when this members-only coverage is available to you. 

CUIA logo

You have needs. We have solutions.

Work with the best independent insurance agency in the Greater St. Louis area!

Unlike a captive or direct insurance company that only offers their own proprietary products, CUIA (Credit Union Insurance Agency) is 100% independent of any one company. Many insurance consumers don’t fully understand just how important that really is. 

Insurance is important, and it’s imperative to work with insurance professionals who have an in-depth knowledge of multiple insurance products, companies, and guidelines—not just one. At the end of the day, what separates one agent from another, is their ability to proactively service their policy holders, and their knowledge of the insurance industry, products, and different situations that may present themselves to their clients.

Serving members locally in St. Louis, St. Charles, and surrounding counties.

We offer a special program with discounted rates for credit union members!



We offer a one-stop shop for your insurance needs and the ease of doing all of your business with one financial institution.



We represent a number of highly-rated insurance companies to find the best combination of price, coverage and service.



We act as your trusted advisor to design personalized insurance plans that fit your individual needs and budget.

Membership has its perks!

Did you know that you can qualify for auto and home insurance discounts just for being a member of Vantage Credit Union? Don’t wait until your current policies are up for renewal to request a quote and switch!

Banks are for profit. Vantage Credit Union is for you.

Our focus is on helping you reach your financial goals.


The Credit Union Insurance Agency, LLC is a wholly owned subsidiary of Members Resource LLC, a Credit Union Service Organization. Business conducted with the Credit Union Insurance Agency, LLC is separate and distinct from any business conducted with Members Resource LLC, its parent Credit Union or its partner Credit Unions. Insurance products offered by the Credit Union Insurance Agency, LLC are not (i) deposits of Members Resource LLC, its parent Credit Union or its partner Credit Unions, therefore are not protected by the NCUA and are not exclusive to Credit Union members and (ii) an obligation of or guaranteed by Members Resource LLC, its parent Credit Union or its partner Credit Unions and may be subject to risk. Any insurance required as a condition of an extension of credit by Members Resource LLC, its parent Credit Union or its partner Credit Unions need not be purchased from Credit Union Insurance Agency, LLC and may be purchased from an agent or insurance company of the member’s choice.

Licensed in Missouri, Illinois, and Kansas

*All AD&D coverage is reduced by 50% at age 70. AD&D insurance underwritten by Sirius America Insurance Company®.

^$109,500 maximum for 365 days. You’ll receive a $300 lump-sum payment for each day you spend in the hospital ($200 from the plan’s in-hospital benefit plus $100 from the plan’s recuperation benefit). 

1Plan benefit amounts reduce by 50% at age 65. This information is a brief description of the important features of this insurance plan, not an insurance contract. Actual coverage is subject to the language of the policy including applicable exclusions and limitations, and may not be available in all jurisdictions. Insurance product offered by Franklin Madison Group LLC. For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Insurance is underwritten by Federal Insurance Company, a Chubb company. Chubb, PO Box 1600, Whitehouse Station, NJ 08889.