Installment Payments Offer Budget-Friendly Spending for Vantage Credit Cards
Vantage credit cards have a lot to offer—convenience, rewards, security.
Skip-a-Payment
Financial flexibility at your fingertips.
Whether you're planning for a big purchase, managing unexpected expenses, or simply need some breathing room, our Skip-a-Payment program lets you defer one monthly loan payment when you need it most.
- No penalties
- No credit score impact
- Easy to request
Skip-a-Payment Details
Give your wallet a rest.
When it’s right for you.
Select the month^ that is most beneficial for you and provide extra relief for your budget.
Loan Considerations
You must have a qualifying† loan type.
- Established for at least 180 days,
- Balance of $600+
- Be current on your payments.
All borrowers must sign an authorization to skip the payment and a non-refundable $25 processing fee must be paid when the authorization is processed.
Requesting a Skipped Payment
Your skip request can be completed in-person if all borrowers are present—even on the day your payment is due. All must sign an authorization.*
If requesting through digital banking, please allow a minimum of 5 business days before your due date for processing.
†Home equity loans; home equity, personal and overdraft lines-of credit; credit cards; and loans with a balance less than $600 do not qualify for the Skip-a-Payment program.
*$25 fee applies. This program does extend the loan’s term plus applicable interest. Payments set up through digital banking and GAP coverage could also be affected.
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