Get Auto Loan Solutions with Competitive Rates
Auto Loans
Whether you’re buying a vehicle or refinancing one you already own to save money—we can help with every aspect of the experience.
Let Vantage handle your car loan with:
- Competitive rates
- Low monthly payments
- No penalty for early payoff
- Simple interest, calculated only on the outstanding principal
Apply for pre-approval to secure financing before you shop.
New and Used Auto Loan Rates as low as 6.74% APR*
Effective: April 1, 2024
Up to 110% MSRP or JD Power Retail Value
View loan rate sheet>>
Additional Vehicle and Loan Protections
Protect Your Investment
Guaranteed Asset Protection (GAP) helps to keep you protected when your insurance doesn’t cover your full loan balance in a vehicle loss.
Protect Your Finances
What happens to your loan payments or balance in the event of job loss, disability or death? Minimize the impact of the unexpected.
Protect Your Wallet
Are you covered from major repair expenses? What if you have an emergency on the road or need a rental? Get no-deductible coverage.
Skip-a-Payment
Our Skip-a-Payment program allows you to skip your Vantage loan payment for any reason. Select the month^ that is most beneficial for you and provide extra relief for your budget.
In order to skip your Vantage loan payment, you must have a qualifying† loan type that’s been established for at least 180 days, have a balance of $600 or more and be current on your payments. All borrowers must sign an authorization to skip the payment and a non-refundable $25 processing fee must be paid when the authorization is processed. Your skip request can be completed in-person if all borrowers are present—even on the day your payment is due. If requesting through digital banking, please allow a minimum of 5 business days before your due date for processing.
Since this is a program offered by the credit union, it will not have any negative effects on your credit. However, it does extend the loan’s term plus applicable interest. Payments set up through digital banking and GAP coverage could also be affected.
Log in to your account to take advantage of skip-a-payment today!
Shop Your Insurance
When you’re looking to buy or refinance a vehicle, that’s the perfect time to compare insurance prices. CUIA can review your auto insurance and more at no-cost.
Vantage Credit Union is AWESOME!! By far best loan rates. I tell dealerships to check Vantage...they always beat the others. Very helpful folks. Glad to be with.
— Mark Koenig, Vantage member
Calculators
Calculate a Vehicle Payment
Low Rate or Cash Back?
Compare Two Vehicle Loans
Purchase or Lease a Vehicle
*APR=Annual Percentage Rate. Best rate quoted. Rates subject to change. Your rate may vary based on your credit profile, loan-to-value, vehicle model year, and payment election.
^Each loan and the corresponding monthly payment may be skipped once within a 12-month period. All borrowers on the loan must sign the authorization to skip the loan payment.
†Home equity loans; home equity, personal and overdraft lines-of credit; credit cards; and loans with a balance less than $600 do not qualify for the Skip-a-Payment program.
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