Love your car but hate your loan? Vantage could fix that.

Move your vehicle loan to Vantage, get $100 or more back† and enjoy no payments for up to 90 days**!

There’s so much to love when you refinance with Vantage. Competitive rates as low as 4.99%‡, $100 cash back, a 0.5% APR discount^, up to 90 days with no payment and the personalized service of a local team. Don’t wait to start saving.

Request your promo code today!

Provide your information below to access your promo code and claim your APR discount!

(e.g., 3142980055)

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Why choose Vantage for your next auto loan?

  • Local service
  • Competitive rates
  • Flexible terms
  • No penalty for early payoff
  • Pre-approval available
  • Up to 90 days no payment for a limited time
† $10,000 minimum loan. Refinancing is only for non-Vantage vehicle loans. Qualified cash back amount will be deposited into a Vantage savings or checking account at loan closing.

** Offer available for auto loans with an application date from December 1, 2025 – January 31, 2026. Must close on loan by February 16, 2026.

‡ Payment example: a $20,000 loan at 4.99% for 48 months would be approximately $460.50 monthly.

^ APR=Annual Percentage Rate and is based on applicant creditworthiness and collateral. Offer expires 12/31/2025. Must mention offer code on loan application to receive a 0.5% APR reduction on the posted interest rate for which you qualify. Valid for a new or used personal use vehicle loan or refinance of a personal use vehicle loan from a different financial institution with a model year of 2011 or newer only. Offer is valid only for applicants who are not VCU members at the time of application. Certain restrictions may apply. Offer does not apply to refinancing an existing Vantage Credit Union vehicle loan. Cannot be combined with any other vehicle loan offers.