Three ways to save on your next auto loan

Whether you’re buying a new vehicle, a used vehicle, or refinancing the one you already have, you could save with Vantage.

  1. Get a 0.5% APR discount^ on a new or used auto loan, or refinance from another lender. Offer for new members only. Promo code required.
  2. Get $100 back when refinancing from another institution†
  3. Find a vehicle payment that fits your budget with rates as low as 4.99%‡

For a limited time, you could also enjoy no payments for up to 90 days**

Request your promo code today to get started!

 

Provide the information below, and we’ll send you a promotional code to claim your 0.5% APR discount^!

 

(e.g., 3142980055)

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Why choose Vantage for your next auto loan?

  • Local service
  • Competitive rates
  • Flexible terms
  • No penalty for early payoff
  • Pre-approval available
  • Up to 90 days no payment for a limited time
^ APR=Annual Percentage Rate and is based on applicant creditworthiness and collateral. Offer expires 12/31/2026. Must mention offer code on loan application to receive a 0.5% APR reduction on the posted interest rate for which you qualify. Valid for a new or used personal use vehicle loan or refinance of a personal use vehicle loan from a different financial institution with a model year of 2012 or newer only. Offer is valid only for applicants who are not VCU members at the time of application. Certain restrictions may apply. Offer does not apply to refinancing an existing Vantage Credit Union vehicle loan. Cannot be combined with any other vehicle loan offers.

† $10,000 minimum loan. Refinancing is only for non-Vantage vehicle loans. Qualified cash back amount will be deposited into a Vantage savings or checking account at loan closing.

‡ Payment example: a $20,000 loan at 4.99% for 48 months would be approximately $460.50 monthly.

** Offer available for auto loans with an application date from December 1, 2025 – January 31, 2026. Must close on loan by February 16, 2026.