HELOC Interest Only Payment Flexibility
Make your home's equity work smarter!
Whether you're improving your home, streamlining your finances, or preparing for what's ahead, our Home Equity Line-of-Credit (HELOC)—with rates as low as Prime minus 0.25% APR*—gives you flexible funding to work with your budget.
- No closing costs*
- No pre-payment penalties
View Details
HELOC valid on Missouri and Illinois property only. Property must be primary residence and owner occupied. Minimum credit line of $10,000. Property insurance required, flood insurance may be required. Programs, rates, terms and conditions are subject to change without notice. Other terms and conditions apply.
Important Terms of our Home Equity Lines-of-Credit
When Your Home is On the Line
Whatever your lending need, Vantage Credit Union has the solution!
Personal Loan with 1% APR Discount^
Use promo code LN26X when you apply.
Use the power of your credit score to get a loan without collateral. Whether you’re preparing for a new baby, covering an unforeseen event or other obligation, you have options. Our personal loans include:
- No Collateral
- Fast Closing
- Competitive Rates
Auto Loans as low as 4.99% APR**
A lower car payment could be yours! Finance your vehicle through Vantage to take advantage of our low rates. In the market for an RV, boat or other recreational power sport? We have rates as low as 6.99%!
Disclosures
^ Must apply by December 31, 2026 and use promo code LN26X on loan application to receive a special 1.0% APR reduction of the Vantage Credit Union posted personal loan interest rate for which you qualify. $1,000 minimum loan amount and 60 month maximum term. Rates and terms subject to credit qualifications as well as other factors. Certain restrictions may apply.
** APR based on applicant creditworthiness and collateral, and subject to change.