Installment Payments Offer Budget-Friendly Spending for Vantage Credit Cards
Vantage credit cards have a lot to offer—convenience, rewards, security.
Vantage Credit Cards
Cards that build financial confidence.
Make every purchase count with a Vantage Credit Union credit card built for your St. Louis lifestyle.
- Earn rewards on purchases
- Enjoy zero liability protection*
- Get personalized support
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*Certain terms, conditions and exclusions apply. Refer to your Guide to Benefits for details on each program or call 1-800-MASTERCARD.
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Choose the credit card that's right for you.
See how the options stack up, so you can choose with confidence.
No Annual Fee/Balance Transfer Fee^/Cash Advance Fee^/Over Limit Fee
Annual Statement
- (minimum 60 purchase transactions)
- (minimum 60 purchase transactions)
Credit Life and Disability
Rewards Points
No points, just an everyday low rate
1 point for every dollar spent on net purchases*
1.5 pts for every dollar spent on net purchases*
Rates as low as
12.49% APR†
14.24% APR†
14.74% APR†
Mastercard Global Services Lost Stolen Card Reporting Emergency Card Replacement
Priceless Experiences
Zero Liability
Mastercard ID Theft Protection
Mastercard Airport Concierge
15% off
15% off
15% off
MasterRental® Coverage
- 15 days
- 15 days
- 31 days
Movie Pass
HealthLock
Live Nation
Mastercard Travel and Lifestyle Services
X
X
Lyft
X
X
Instacart
Platinum Mastercard®
Straightforward low-rate option.
No Annual Fee/Balance Transfer Fee^/Cash Advance Fee^/Over Limit Fee
Annual Statement
- (minimum 60 purchase transactions)
Credit Life and Disability
Rewards Points
No points, just an everyday low rate
Rates as low as
12.49% APR†
Mastercard Global Services Lost Stolen Card Reporting Emergency Card Replacement
Priceless Experiences
Zero Liability
Mastercard ID Theft Protection
Mastercard Airport Concierge
15% off
MasterRental® Coverage
- 15 days
Movie Pass
HealthLock
Live Nation
Mastercard Travel and Lifestyle Services
X
Lyft
X
Instacart
Most Popular
Platinum Rewards Mastercard ®
Everyday rewards and cash back.
No Annual Fee/Balance Transfer Fee^/Cash Advance Fee^/Over Limit Fee
Annual Statement
- (minimum 60 purchase transactions)
Credit Life and Disability
Rewards Points
1 point for every dollar spent on net purchases*
Rates as low as
14.24% APR†
Mastercard Global Services Lost Stolen Card Reporting Emergency Card Replacement
Priceless Experiences
Zero Liability
Mastercard ID Theft Protection
Mastercard Airport Concierge
15% off
MasterRental® Coverage
- 15 days
Movie Pass
HealthLock
Live Nation
Mastercard Travel and Lifestyle Services
X
Lyft
X
Instacart
World Mastercard®
Top-of-the-line benefits for everyday purchases and travel.
No Annual Fee/Balance Transfer Fee^/Cash Advance Fee^/Over Limit Fee
Annual Statement
Credit Life and Disability
Rewards Points
1.5 pts for every dollar spent on net purchases*
Rates as low as
14.74% APR†
Mastercard Global Services Lost Stolen Card Reporting Emergency Card Replacement
Priceless Experiences
Zero Liability
Mastercard ID Theft Protection
Mastercard Airport Concierge
15% off
MasterRental® Coverage
- 31 days
Movie Pass
HealthLock
Live Nation
Mastercard Travel and Lifestyle Services
Lyft
Instacart
View Details
^ Finance charges begin to accrue from the date the transaction posts to your account.
* Balance transfer transactions, in addition to finance charges, fees, cash advances, convenience checks, foreign transactions charges or insurance charges posted to your account DO NOT qualify toward points in the CURewards Points Program. Account disclosures will be provided with receipt of credit card.
† APR=Annual Percentage Rate. Best rate quoted. Your rate may vary based on your credit qualifications. Rates may vary with the market based on the Prime Rate and may change quarterly. See our Important Credit Card Disclosure.
* Balance transfer transactions, in addition to finance charges, fees, cash advances, convenience checks, foreign transactions charges or insurance charges posted to your account DO NOT qualify toward points in the CURewards Points Program. Account disclosures will be provided with receipt of credit card.
† APR=Annual Percentage Rate. Best rate quoted. Your rate may vary based on your credit qualifications. Rates may vary with the market based on the Prime Rate and may change quarterly. See our Important Credit Card Disclosure.
Membership perks
Members get more.
We have answers
FAQs
What if I have no credit?
For members who want to establish or build their credit, the Vantage Platinum Secured Mastercard provides the same benefits as our Platinum Mastercard with a credit line secured by a matching deposit in a Vantage savings account.
Do credit card reward points expire?
Please access your CURewards account through digital banking for rules regarding points usage and expiration.
How do I redeem points for merchandise, travel or cash?
Log in to digital banking, select your card from the Accounts screen and navigate to Card Services. Follow the Redeem link to go to the CURewards website. From the CURewards home page, choose Redeem from the tool bar and select Merchandise, Travel or More. You can select from a variety of electronics, home and sporting goods, and personal items; purchase flights, hotels and rental cars; request a cash deposit to your checking account or statement credit to your Vantage credit card; and more.
How do I view my credit card reward points?
You can view your points by selecting your credit card on the Accounts screen in digital banking and then selecting Card Services. You’ll see your total points and a link to redeem them next to the image of your card. The link will take you to CURewards, where you can redeem points for merchandise, travel or cash.
Are Vantage credit cards compatible with digital wallets?
Yes. Vantage credit cards work with the following available digital wallets:
What should I do if my credit card is lost or stolen?
Let us know right away by selecting Report Card Lost/Stolen under Card Services in digital banking or calling us at 314.298.0055 or 800.522.6009 during business hours. You can also report a lost/stolen card after business hours or on weekend/holidays by calling 866.820.3944. Once you receive your new card, you’ll need to add alerts for your new card number by logging in to digital banking.
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