Save $777 when closing on your mortgage!**
Mortgage Solutions is the ideal home for your home loan, with:
- $777 off closing costs** (promo code required)
- 14-Day closing guarantee1
- Local, personalized service
Current Rates
Lock in a great mortgage rate.
Featured Mortgage Rates offered through Mortgage Solutions, LLC
5.375%
RATE
5.76%
APR^
6.0%
RATE
6.23%
APR^
6.0%
RATE
6.24%
APR*
View Details
^ APR=Annual Percentage Rate. The rates shown above are the current rates for the purchase of a single-family primary residence based on a 45-day lock period, 780 credit score, and 25% down payment. Interest rate and program terms are subject to change without notice. This is not a credit decision or commitment to a loan.
If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment.
† 15-year Fixed: $300,000 loan, 15-year term, 5.375% rate (5.76% APR). Based on 25% down, 780+ credit score, 45-day lock. Discount points may apply. Est. monthly payment: $2,431.40.
‡ 30-year Fixed: $300,000 loan, 30-year term, 6% rate (6.23% APR). Based on 25% down, 780+ credit score, 45-day lock. Discount points may apply. Est. monthly payment: $1,798.65.
* ARM loans are variable rate loans; interest rates and payments may increase after consummation. For example – 15/15 ARM with a term of 30 years for $300,000 Initial Interest Rate of 6.25%, and an APR of 6.33%, your monthly payments for years 1 – 15 would be $1,847.15 and for years 16-30 monthly payments could be a minimum of $1,610.46 to a maximum of $2,688.30 (based on the current Index Plus Margin). Monthly payments do not include taxes and insurance and the actual payment obligation will be greater. Payments are based on a 45-day lock period with a scenario assuming borrower has excellent credit of 740 or higher with 25% down. Subject to credit approval.
Why choose Mortgage Solutions for your home loan?
2 Subject to approval and credit worthiness of applicant(s). This is assuming a purchase transaction, single-unit primary residence only, 97% LTV, and a 640 minimum FICO credit score. You cannot qualify if you make higher than 80% of the median income in the area in which you are looking to buy. For example, if you live in an area where the median income is $99,596, you can’t use more than $79,676.80 to qualify for this program ($99,596 x 0.8 = $79,676.80). There’s a $766,550 upper loan limit on this conventional option. The content presented here is provided for high-level information purposes only and not an offer to lend or extend credit. Not all loan products or terms and conditions apply. Products, rates and terms subject to change without notice.
‡ ARM loans are variable rate loans; interest rates and payments may increase after consummation. For example – 15/15ARM with a term of 30 years for $394,900, Initial Interest Rate of 4.875%, and an APR of 5.309%, your monthly payments for years 1-15 would be $2,089.84 and for years 16-30 monthly payments could be a minimum of $2,107 to a maximum of $2,683 (based on the current Index Plus Margin). Monthly payments do not include taxes and insurance and the actual payment obligation will be greater. Payments are based on a 60-day lock period with a scenario assuming borrower has excellent credit of 740 or higher. Subject to credit approval.