Get $777 off closing costs^

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Mortgage Solutions is the ideal home for your home loan, with:

  • $777 off closing costs^ (promo code required)
  • 14-Day closing guarantee†
  • Local, personalized service


Fill out the form to access your promo code and claim your closing cost savings!

(e.g., 3142980055)

By submitting this form, you agree to receive email communication and offers from VCU and their wholly owned subsidiaries in accordance with our Privacy Notice.

Why choose Mortgage Solutions for your home loan?

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2% Gift Assist program

Get a head start on ownership with a mortgage that offers a 2% gift toward your down payment.**
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15/15 Adjustable-Rate Mortgage (ARM)‡

Ideal for buyers who are planning on selling or refinancing in the near future.
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First-Time Homebuyer

We have mortgage options tailored for new homeowners to help make the process smooth and affordable.
John Bauer, member since 2004
WHAT MEMBERS ARE SAYING
“It was a wonderful process to refinance my home with Vantage.”

John BauerMember since 2004

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^ Mortgage Solutions, LLC, is a wholly owned subsidiary of Members Resource LLC, a Credit Union Service Organization, a wholly owned subsidiary of Vantage Credit Union. Mortgage Solutions, LLC–NMLS #277481. Not all loan products or terms are available in all states. Normal credit qualifications and other terms and conditions apply. This does not represent an offer to enter a loan agreement. Loans are subject to credit approval. Mortgage Solutions, LLC dba Mortgage Solutions CU, LLC. Equal Housing Lender. Offer expires 12/31/2026. Must apply by expiration and mention offer code on loan application to receive $777 off closing costs. Cannot be combined with any other mortgage loan offers.

† Restrictions apply. Details at vcu.com/mortgage.

** Subject to approval and credit worthiness of applicant(s). This is assuming a purchase transaction, single-unit primary residence only, 97% LTV, and a 640 minimum FICO credit score. You cannot qualify if you make higher than 80% of the median income in the area in which you are looking to buy. For example, if you live in an area where the median income is $99,596, you can’t use more than $79,676.80 to qualify for this program ($99,596 x 0.8 = $79,676.80). There’s a $766,550 upper loan limit on this conventional option. The content presented here is provided for high-level information purposes only and not an offer to lend or extend credit. Not all loan products or terms and conditions apply. Products, rates and terms subject to change without notice.

‡ ARM loans are variable rate loans; interest rates and payments may increase after consummation. For example – 15/15ARM with a term of 30 years for $394,900, Initial Interest Rate of 4.875%, and an APR of 5.309%, your monthly payments for years 1-15 would be $2,089.84 and for years 16-30 monthly payments could be a minimum of $2,107 to a maximum of $2,683 (based on the current Index Plus Margin). Monthly payments do not include taxes and insurance and the actual payment obligation will be greater. Payments are based on a 60-day lock period with a scenario assuming borrower has excellent credit of 740 or higher. Subject to credit approval.