About Program

You’re experiencing the credit union difference—your friends can too!

Refer a Friend

At Vantage, we’re not here to make a profit, we’re here to make a difference. That goes for each and every member. Don’t you want your friends to experience that too?

There are a variety of financial institutions to choose from, and researching them all can be a daunting process. Help make it easier by sharing how Vantage has made an impact on your financial journey.

When you refer Vantage to your friends and family, we’ll offer you a reward^* when they take your recommendation.

Earn up to $100 per year!

Choose someone you’d like to refer to Vantage and complete the form below. We’ll send them an email with your invitation and a link to a form they’ll need to complete once they’ve opened their checking account to complete the referral. For each qualified completed referral, we’ll reward you with $25 (up to four referrals per calendar year).

Have more than one friend or family member to share the Vantage Credit Union difference with? Simply refresh the page and complete another form!

This program is temporarily unavailable. Please check back later.

Share Vantage Program Rules

The Refer a Friend Program (“Referral Program”) is offered by Vantage Credit Union (“VCU”) and provides members who are interested in referring their family and friends (“Referrers”) the opportunity to refer eligible individuals to join Vantage Credit Union and open a checking account. Program Rules apply to both referrers and referred members, so please read carefully to understand your respective rights and obligations.

Referrer Eligibility

To be eligible to participate in the Referral Program as a Referrer, you must be a VCU member in good standing with an active checking account. Vantage Staff are not eligible.

How to Refer New Members

You may refer eligible individuals to open a checking account at VCU by completing the referral form on our website at vcu.com/share-vantage. Referrer must provide their contact information and the name and valid email address for the person they are referring. The referred person must (i) not be named on an existing account or loan with VCU, (ii) never have caused a loss to VCU, (iii) be eligible for VCU membership and a checking account. See if someone you know is eligible for VCU membership.

By submitting the referral form, an automated email invitation will be generated to the referred person. You represent that you have the necessary consent from your invitee to send them the invitation. If your invitee follows the link in your invitation after opening a checking account at VCU and completes the form as instructed, VCU will be notified of the completed referral and review for eligibility.

Referral Rewards

a. General
You are eligible to earn a $25 referral incentive (“Referral Reward”) for up to 4 referred members per calendar year through our online referral form (maximum $100 in Referral Rewards per calendar year). Eligibility and reward criteria are set by VCU in its sole discretion and are subject to change at any time. If both the Referrer and referred member satisfy the eligibility criteria and the maximum Referral Reward for the calendar year has not been reached, the Referrer’s checking account will be credited within thirty (30) days of the completed referral.

b. Resolving Disputes over Referrals
Only one person can earn a Referral Reward for a single referred member. In the event that multiple persons claim credit for a particular referral, VCU has full discretion to determine which person earned such referral according to VCU’s data systems.

c. Reservation of Rights
VCU reserves the right to withhold or deduct Referral Rewards obtained through the Referral Program in the event that VCU determines or believes that the receipt of the Referral Reward was in error, fraudulent, illegal, or in violation of these Referral Program Rules. VCU is not responsible for consequential fees, negative balances, returned items, etc. in the event that a Referral Reward is deducted from an account. The Referral Program is subject to change, including cancelation, at VCU’s sole discretion without advance notice.